AML/CTF compliance for your organisation — clear, defensible and ready for review.

It depends on the service or transaction, not the profession or job title. Tax and BAS preparation, general legal advice and property management are not designated on their own. Captured work can include company or express-trust creation; receiving or holding and also controlling or managing property as part of directly advancing a transaction, subject to statutory boundaries; active steps that directly advance a transfer of real estate, a body corporate or legal arrangement; qualifying conveyancing; an item 9 address provided in the course of carrying on a business; bullion dealing; or threshold payments for regulated precious items. Cassandra AML’s free scope check gives a reasoned answer for one service or transaction in about a minute.

AML/CTF obligations for newly regulated services commenced on 1 July 2026. The enrolment deadline for businesses already providing those designated services was 29 July 2026, and an AML/CTF compliance officer must be appointed and notified. Cassandra AML helps you organise program work, customer due diligence and reporting dates from the first customer or transaction file.

A designated service is work or a transaction specified by AML/CTF law. Professional items include company or express-trust creation, qualifying legal-form changes, the item 3 property-control or management service, active assistance with transfers of real estate or a body corporate or legal arrangement, specified acting arrangements, and item 9 addresses provided in the course of business. Dealer rules separately cover bullion dealing and A$10,000-or-more physical-currency or virtual-asset payments for regulated precious items, including linked transactions. The free scope check tests one specific service or transaction description.

Yes. The manual verification path lets you record identity and ownership evidence yourself, attach documents, and complete risk review and approval without any paid provider. Electronic identity verification and PEP, sanctions or adverse-media screening are optional when you choose to use them. The workspace always shows whether a check was manual, a controlled test, or a live provider result.

No. Cassandra AML helps authorised staff prepare submission-ready SMR and TTR exports for AUSTRAC Online, calculate due dates, restrict access to sensitive reporting work and record that a report was lodged and a receipt was sighted. Your organisation remains responsible for the content of any report and for lodging it through AUSTRAC Online.

No. The VASP workflow records service scope, customers, wallets, counterparties, transfer-message status, monitoring evidence and decisions, but it does not claim native blockchain attribution or secure Travel Rule message exchange. Use a suitable analytics and messaging provider, retain its evidence reference in Cassandra AML, and independently validate the final operating design.

Organisation compliance records and uploaded evidence files are stored in Australia (Sydney). Application processing for the product also runs in Australia. Transactional email delivery may process recipient and delivery metadata outside Australia through our email provider. Optional identity, screening or billing services process only the data needed when your organisation chooses to use those live services.

Free covers one user and up to 3 active clients — enough to stand up your first controls. Solo is A$29 per month for one professional with unlimited clients and 10 live verification checks each month. Practice is A$79 per month with 5 users included and 50 live verification checks each month, plus A$10 for each additional user. Prices exclude GST. Eligible founding practices can lock Solo at A$19 per month for their first 12 months.

No. Cassandra AML assists compliance work and records the reasoning behind each decision, but it does not provide legal advice, guarantee compliance or imply AUSTRAC endorsement or approval. Regulatory content carries source references where available, and anything that needs professional interpretation is visibly flagged for review. Your organisation remains responsible for its AML/CTF obligations.