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CCassandra AML
Scope check
For your profession
  • Tax agents
  • BAS agents
  • Accountants and accounting practices
  • Lawyers and law firms
  • Conveyancers
  • Real estate professionals
  • Trust and company service providers
  • Precious metals and stones dealers
  • Virtual asset service providers
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Built for Australian BAS and bookkeeping practices

AML/CTF software for Australian BAS agents

Keep routine BAS and bookkeeping work separate from any captured entity, transaction or client-money service, with a BAS-agent-specific scope, CDD and evidence workflow.

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Browse the complete AML/CTF library for BAS agents

Designated services this workflow recognises

The legal trigger is the service being provided, not the professional title. The workspace records a decision for each engagement or matter.

  • Routine BAS work recorded as outside scope on its own
  • Bookkeeping that involves receiving, holding or controlling client money or property
  • Company or trust formation where lawfully provided
  • Business, entity or real-estate transaction assistance where lawfully provided
  • Registered-office or related company-service work where lawfully provided

See a client engagement move through the workspace

This representative, fictional record uses the same terminology and sequence shown to bas agents in Cassandra AML. No personal information is shown.

BAS engagement example

Coastal Trades bookkeeping engagement

Service boundary review

Client record

Coastal Trades bookkeeping engagement

BAS-2026-021

Ordinary work
BAS preparation and bookkeeping
New request
Proposed authority over supplier payments
Decision
Client-money facts need assessment

Next actionRecord who controls the funds and what transaction the request advances.

Client work

  1. Enrol with AUSTRACComplete

    Record your AUSTRAC enrolment number and confirmed status so the BAS practice's transition timing is documented beside the workbench.

  2. Complete the risk assessmentCurrent

    Document the BAS practice's designated services, client types, delivery channels and AUSTRAC risk factors, and update it when services change.

  3. 3
    Create policies and processesNext

    Build or upload the AML/CTF policy and process that governs escalation triggers, internal controls and risk-based client handling.

  4. 4
    Onboard your staffNext

    Nominate the governing body, compliance officer, senior manager and client-facing staff, then assign each person's access and roles.

  5. 5
    Complete staff trainingNext

    Deliver AUSTRAC risk-based AML/CTF awareness training to every staff member and keep completion evidence current.

  6. 6
    Onboard and monitor clientsNext

    Run KYC and KYB checks, verify the client and relevant owners or controllers for captured services, and keep monitoring and reporting current.

Evidence ready for organisation review

  • TPB and ABR registration details
  • Engagement-level service and client-money facts
  • Scope reasoning and rule references
  • Identity, ownership and screening records
  • Approvals, training and review history

Cassandra AML assists your compliance work; it does not provide legal advice, guarantee compliance or imply AUSTRAC endorsement.

Practical AML/CTF guidance for BAS agents

Start with the profession pillar, then use the focused guides for the exact service, customer or control you are handling. Each article links to primary AUSTRAC or legislative material.

5 min guide

AML/CTF guide for BAS agents

A practical guide for Australian BAS agents deciding whether their services are regulated and building controls for any professional designated services they provide.

Read the guide
5 min guide

Bookkeeping versus designated services

How BAS agents and bookkeepers distinguish ordinary processing from client-money, entity, transaction and address services regulated under Australia's AML/CTF Act.

Read the guide
5 min guide

Payment authority for BAS agents

A detailed guide to fixed payment instructions, discretionary authority, client-bank access and the table 6 item 3 boundaries that BAS practices must assess.

Read the guide
5 min guide

Entity and address services

How BAS practices scope company and trust creation, legal-form restructuring, nominee arrangements and registered-office or principal-address services.

Read the guide
5 min guide

Small-business KYB for BAS agents

A risk-based entity due-diligence workflow for BAS practices providing designated services to companies, partnerships, trusts and sole traders.

Read the guide
3 min guide

BAS agent checklist

A practical AML/CTF checklist for BAS agents and bookkeepers: service scope, client money, entity services, CDD, reporting and the records to keep.

Read the guide
4 min guide

Client money duties

When holding or controlling client money makes a bookkeeping service a designated service, and the CDD, reconciliation and monitoring controls that follow.

Read the guide
3 min guide

Bookkeeping red flags

The payment, structure and instruction patterns bookkeepers and BAS agents should escalate, and how to record the assessment without tipping off.

Read the guide

Questions bas agents ask

Are all bas agents automatically regulated by AUSTRAC?

No. AML/CTF status depends on whether the business provides a designated service with the required Australian geographical link, not the professional title alone. Assess each service and obtain advice where the boundary is uncertain.

What should bas agents record for an AML/CTF review?

Keep the service-scope decision, customer and beneficial-owner evidence, risk assessment, screening and escalation decisions, approvals, reporting records, training and current program governance evidence.

Does Cassandra AML replace legal or regulatory advice?

No. Cassandra AML organises compliance work and evidence. It does not give legal advice, guarantee compliance or imply AUSTRAC endorsement.

Separate routine BAS work from captured conduct confidently.

Give each BAS engagement its own scope reasoning, customer checks and review evidence while keeping ordinary bookkeeping clearly identified.

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CCassandra AML

AML/CTF compliance workspace for Australian tax agents, accountants, lawyers, conveyancers, real estate professionals, trust and company service providers, precious-items dealers and virtual asset service providers — with designated-service decisions and review-ready records.

Owned and operated by Cassandra Research Pty Ltd, an Australian company based in Melbourne, Victoria.

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Cassandra AML assists compliance work. It does not provide legal advice, guarantee compliance or imply AUSTRAC endorsement.

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